Microsoft offered a free downloadable time-limited trial version of Microsoft Money Plus. However, these editions were discontinued due to what was believed to be an insufficient user-base to justify the expense of localization for more recent editions or the expense to integrate support for the national online-banking standard like HBCI in Germany. There were also localized editions for other countries, such as Russia, Brazil, Germany and Italy. The last Canadian edition was Money 2006. However, Microsoft had not updated the U.K., French and international editions since Money 2005. There were localized editions of Microsoft Money for the United Kingdom, France, Japan, Canada and an International English edition for other English speaking countries. Microsoft 365 Family and Personal subscribers in the US have access to a premium Money in Excel template from Microsoft. It does not have any of the personal accounting and bookkeeping/money management features of the legacy desktop program. Other features include stock tracking across the world markets, a mortgage calculator, and a currency converter. In 2012, Money returned as a Windows Store app however, this version of Money was designed as a news aggregator for personal finance, investing, and real estate. It was available in two editions: Deluxe, and Home & Business. In 2010, Microsoft released a replacement version, called Microsoft Money Plus Sunset, which allows users to open and edit Money data files, but lacks any online features or support. Microsoft discontinued sales of the software on Jand removed access to online services for existing Money installations in January 2011. From its inception in 1991 until its discontinuation in 2009, Microsoft Money was commercial software. Money is no longer being actively developed as a retail program.

Microsoft developed Money to compete with Quicken, another personal finance management software.

It was designed for computers using the Microsoft Windows operating system, and versions for Windows Mobile were also available (available for Money 2000-2006 on select versions of Windows Mobile, up to, but not including, Windows Mobile 5.0). It had capabilities for viewing bank account balances, creating budgets, and tracking expenses, among other features. Microsoft Money was a personal finance management software program by Microsoft.

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